New transaction account customers only. A 2% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. To cancel an additional card, cut the card up and return it to us or give us a call to let us know you’ve cut up the card … A joint credit card gives you and another person equal account access and status. An additional cardholder will also need to comply with the terms and conditions that apply to the card. In writing: post your request to Westpac Credit Card Services Private Bag 92503 Wellesley Street Auckland; To close a joint … The additional cardholder will be able to: The additional cardholder won’t be able to redeem or query rewards account information. Westpac Fraud Money Back Guarantee: Customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly. Currently living in Australia and have an Australian residential address. It's easy to apply for a Westpac credit card. To use Google Pay you will need to use a compatible device with a supported operating system. MasterCard Business Card - Any changes to individual cards or the Business Card facility must be submitted by your card administrator, duly authorised by an authorised company signatory (or his/her delgate). Are you registered for Online Banking with Westpac? Customers that deposit at least $2,000 each month. You may prefer a business or corporate online banking … Our notice explains how we use cookies and how you can manage them. Joint and additional cards. Can I apply for a Westpac credit card without having a Westpac bank account? If you use a Westpac credit card which has an outstanding balance transfer, balance transfer terms & conditions apply. View the credit card account within Online Banking. Transfer the balance of another credit card to your new card. This includes change of name, change of billing address, change of limits (card or facility limits) and card … Which Westpac personal accounts are eligible for Osko® payments and linking to PayIDs? Check out the excellent earn rates and other Airpoints benefits to pinpoint the Westpac card … View the credit card account within Online Banking. You can have one additional cardholder at no extra cost. But more importantly, each party is equally responsible for any balance due on the card … We have joint accounts - how do we use Online Banking? Additional cardholders need to be over 16 years. You can have one additional cardholder for your personal credit card account. You’ll also need the Westpac Mobile Banking app (version 6.1 or above) installed on your iPhone. A true joint credit card is where two people are equally responsible and linked to one line of credit account. It means both you and your additional cardholder can share the one credit card account and be able to use your card in different places at the same time. Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Apply online by 28th January 2021, and deposit $500 and make 5 eligible purchases within 30 days. >>Altitude Platinum Balance Transfer Promotion: This offer is available when you apply and are approved for a new Altitude Platinum credit card between 10th December 2020 and 31st March 2021, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards… Full details are available on request. Cardless cash: Cardless cash is available on eligible Westpac transaction accounts with a linked debit card. Excludes American Express® cards. Why should I change to a Westpac Airpoints™ credit card? be subject to the Credit Card Conditions of Use for the applicable card. A true joint credit card is when two people have credit cards linked to one line of credit account. By opening the account, you: Confirm you hold a valid Pensioner Concession or Health Care card and that your benefits are to be paid into this account. To access cardless cash on your mobile you must be registered to use Westpac Online Banking and download the Westpac Mobile Banking App. 6. A credit card with higher spending limits and greater flexibility. Google Pay: Read the Google Pay Terms and Conditions before making a decision and consider if it is right for you. Westpac American Express Gold Credit Card All the benefits of the American Express with complimentary travel inconvenience insurance. You can also apply in branch. By continuing to use this site we assume you're ok with our notice. Payments will be applied to charges and accrued interest, then to cash advances and … If accepted, you’ll only pay 5.95% p.a. 1. If you request a joint or additional card, an annual fee of $25 will be charged for each card… When you apply for a joint credit card… For further information, or to apply now, visit Westpac or call 0800 226 573. Westpac credit cards offer you the freedom and convenience of making everyday transactions you can repay later or purchasing that must-have item. Consider its appropriateness to these factors before acting on it. Browse our cards below and apply online today. These may change or we may introduce new ones in the future. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account. Under 30? Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Both cardholders are able to make transactions using their cards and have equal access to make changes … ... ©2021 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit … use your credit card … I have a joint account with my current credit card provider; can I open a joint credit card account with Westpac? Card on hold: Available on personal credit and Mastercard® debit cards only. Lending criteria apply to approval of credit products. Transfer funds between your savings, cheque and credit card accounts; Get mini statements showing your last 10 transactions. It’s ideal for small to medium enterprises and partnerships where the business owners or directors jointly take responsibility for the balance owing on the credit card … Low Rate credit card … Westpac Airpoints™ World Mastercard® The Westpac Airpoints™ World Mastercard, with the added privileges of a premium credit card account, such as Status Points and Priority Pass for lounge access, this card … Apply online today. In order to use Westpac ATMs you will need to hold a Westpac account. ), Overseas ATM cash withdrawal from a Global Alliance Partner ATM (for more information on Global Alliance Partners see, Overseas ATM cash withdrawal from a non-Global Alliance Partner ATM, Transactions made in foreign currency, and the merchant or financial institution is l, Transactions made in foreign currency, and the merchant or financial institution is located in Australia. Only a small selection of balance transfer credit cards let you move a joint debt or another person's debt onto the new account. World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated. You’ll then need to write to us to confirm you’ve cancelled the additional card. Westpac Choice Joint Account is a joint everyday bank account that’s packed full of features including Debit Mastercard access that you can open together online From low rates to a choice of rewards, there's a Westpac credit card to suit everyone. An everyday bank account packed full of features that you can open together online. Our notice explains how we use cookies and how you can manage them. interest until this balance is paid off. No Yes, I’ll sign in. Westpac offers a range of credit cards that suit a range of lifestyle and financial needs. This means you can both use the card and both share financial responsibility for the account. Below is a summary of joint account credit cards versus additional card holders on a credit card. … What this means is that either of you can make purchases on the card. These covers are available under a Group Policy issued to Westpac . To cancel an additional card, cut the card up and return it to us or give us a call to let us know you’ve cut up the card and have disposed of it securely. These include: Rewards credit cards - these cards allow you to earn points on purchases that can be redeemed towards travel, flights and gift cards as well as a range of lifestyle products. Lending criteria apply to approval of credit products. T&Cs apply, Australian Pensioner Concession or Health Care Card holders, What to think about when setting up a joint account, Questions to ask when opening a joint account, Terms and Conditions or Product Disclosure Statement, ATM cash withdrawals in Australia (ATM providers may charge a fee – watch out for that! If you’re unable to destroy the card, you’ll need to contact us to put a stop on the card account. Conditions, fees and charges apply. eStatements for Joint Accounts  Protect yourself and lower the risk of ID theft by receiving eStatements securely within Online and Mobile Banking. Westpac Airpoints credit cards comparison table. Use Westpac One online banking if your joint account is set up so you can view or transact without the authorisation of the other account holder. Consider its appropriateness to these factors before acting on it. When two people apply for a joint account credit card… link your other Westpac accounts to your card so you can access them at the checkout and ATMs when you use your Airpoints Mastercard. You'll need your 8-digit customer number and password. We use cookies to secure and tailor your web use. Using your credit card for shopping online, Terms and Conditions or Product Disclosure Statement, Use their credit card for purchases and cash advances. 5. A list of Global Alliance members is available. Safe Online Banking guarantee If your Westpac account is compromised as a result of Internet fraud, we guarantee to repay any missing funds, providing you comply with our Online Banking Terms and Conditions. Joint account credit card holders open a new line of credit. ... Joint accounts opened online have a maximum of two account holders only... Can I open a joint … Earn Air New Zealand Airpoints Dollars™ with your Westpac … Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB), Westpac Debit Mastercard® Terms and Conditions (PDF 206KB), Online Banking Terms and Conditions (PDF 277KB), Find out what information you need to provide to become a customer (PDF 768KB). 3. Removing an additional cardholder. Westpac is a member of the Global ATM Alliance, a joint venture of several major international banks that allows customers of the banks to use their ATM card or check card at another bank within the … 2. The complimentary insurance benefits apply to events that are covered . Global ATM: A 3% Westpac Foreign Transaction Fee applies to overseas debit or credit card withdrawals. How this works. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Get Cash limit of 3 withdrawals per day applies, subject to $500 daily withdrawal limit and $1,000 weekly withdrawal limit. Fees and charges apply and may change. We'd love to talk to you about this, so call our Cards team on 0800 888 111 (Monday to Friday 7am to 8pm and Saturday and Sunday 8am to 5pm), or from overseas call +64 9 912 8000 (international toll charges apply). Apply now Compare cards Airpoints™ Credit Cards. Please refer to the Terms and Conditions (PDF 1MB). Westpac Protect™ SMS Code Increase your security when banking online by using your mobile phone to confirm certain transactions via text messages. – fees and charges will apply to the use of the card… Only available at Westpac Group ATMs in Australia. We’ve got your back with 24/7 fraud monitoring and our Fraud Money Back Guarantee6. Available for eligible cards. It is important to know that the functionality to withdraw money from a linked Westpac account via Credit Card is not available when using overseas ATMs, including Global Alliance ATMs. We use cookies to secure and tailor your web use. grab a joint or additional card for only $15 a year. – for a joint credit card account, a notice Westpac sends to one of us, will count as a notice to all of us. By continuing to use this site we assume you're ok with our notice. Fraud Money Back Guarantee Shop securely with your debit card. Adding an additional cardholder is an ideal way to share the benefits and convenience of your credit card with someone else without having to open a new credit card account. under the Group Policy, which occur on or after 1 October 2017. Full details are available on request. You can apply online, drop into one of our branches or simply give us a call and we'll talk you through the application. Conditions, fees and charges apply. This information does not take your personal objectives, circumstances or needs into account. Cards to which a temporary lock can be applied will be listed when you sign in to Mobile Banking or Online Banking and visit Lock a card temporarily under Cards services. Don’t panic, you can temporarily lock it in seconds with Card on Hold while you search5. 4. Debit Mastercard: You need to be at least 14 years of age to be eligible for the card. To ensure access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Debit Mastercard®. With a business credit card with joint and several liability, the principal is jointly and severally liable for all transactions to the credit card account. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Card on hold Can’t find your card? The additional cardholder won’t be able to redeem or query rewards account information. card - means an eligible Westpac hotpoints Mastercard ®, or any other scheme or branded credit card notified by us from time to time and includes, unless the context states otherwise, any joint/additional card(s) issued on an eligible credit card … credit card and Westpac American Express Business card insurance benefits. These may change or we may introduce new ones in the future. As the primary cardholder, you’ll be responsible for the use of the additional card on your account and will need to pay for all transactions made by the additional cardholder, including any charges as set out in the terms and conditions. How do I change my current Westpac credit card to a different Westpac card? With four different Airpoints™ credit cards, there is a card to suit you. This information does not take your personal objectives, circumstances or needs into account. The additional cardholder will be issued with a credit card with their name on it which will be linked to the same credit card account as the primary cardholder. Our mobile banking app was rated among the best in the world in 2017, Withdraw cash using your phone from any Westpac, St.George, Bank of Melbourne or BankSA ATM3, Make purchases with Google Pay™ by simply tapping your mobile at contactless terminals4, A wearable that uses the same contactless technology as your Debit Mastercard, Other fees and charges may apply. Customers that deposit at least $ 2,000 each month debit cards only card without having a Westpac.. Got your Back with 24/7 fraud monitoring and our fraud Money Back Guarantee6 Mastercard, for. Occur on or after 1 October 2017 Handycard to access cardless cash: cardless cash is available on credit! 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